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Switch to TD Insurance and Start Saving
We asked our customers how much they saved when they switched to TD Insurance. Their answer? An average of 26%4, or an average savings amount of $1,034.1
That's because we offer so many ways to save including discounts for monitored fire alarms, multiple vehicles, bundling home and car, and more.
Car and Home Insurance Savings Highlights
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Start your quote online
Begin your quote by answering a few questions.
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Customize your coverage
Once you've completed your quote online, we will provide you with recommended coverage options.
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Set up, review, and buy
Once you are satisfied with your coverage, select your payment method, and complete the process.
Get a home insurance quote and complete your purchase online to get 10% off in your first policy term2
More benefits of TD Insurance
Here’s why you can have confidence in TD Insurance:
National – Home and Car – Percentage
1 Nationally, the 496 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, who reported their annual residential (home or condominium or tenant) and car insurance premiums paid to their previous insurance provider and who reported their annual residential and car insurance premiums payable to TD Insurance upon switching both their residential and car insurance policies, reported an average annual premium savings of approximately 26%. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 4% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
National – Home and Car – Dollar
2 Nationally, the 908 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, and who reported annual premium savings upon switching both their residential (home or condominium or tenant) and car insurance policies to TD Insurance reported an average annual premium savings of approximately $1,034.43. The survey sample consisted of new customers who switched both their residential and car insurance policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 2% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching both residential and car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
3 Conditions apply. Subject to eligibility rules.
The ability to purchase insurance online is currently not available in all provinces.
Note: You may not always be given the option to buy online. If this happens, we encourage you to call and speak to one of our licensed advisors or let us call you!
In order to be eligible for the Buy Online Discount for home or car insurance, you must meet eligibility requirements to buy home or car insurance online and complete your purchase of this insurance online.
Note: You may not always be given the option to buy online. This may occur, for example, if information provided requires additional verification or if your purchase must be completed with an advisor based on your specific insurance needs. If you are unable to buy online, we encourage you to call and speak to one of our licensed advisors or let us call you!
Offers may be changed, withdrawn or extended at any time without notice.
• 5% Auto Insurance Savings (Ontario)
A 5% Digital Discount is applied for completing the auto insurance purchase online. The Digital Discount will continue to be applicable upon policy renewal.
The Digital Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation - Property Damage, All Perils, Collision, Comprehensive, Specified Perils, and OPCF 44.
• 10% Home Insurance Savings (not available in Quebec)
A 10% Buy Online Discount in the first policy term will be available to customers for completing the home, condo or tenant Insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Overflow or Escape.
• 5% Savings on Home Insurance (Quebec)
A Buy Online Discount of 5% in the first policy term will be available to customers for completing the Home, Condo or Tenant insurance purchase online. The Buy Online Discount is applicable to premiums charged for the base insurance policy and the following endorsements: Above Ground Water, Extended Water Damage and Fuel Oil Overflow or Escape.
• 10% Savings on Car Insurance (Quebec)
A Buy Online Discount of 10% in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Civil Liability, Damage to Insured Vehicles (All Perils, Collision or Upset, Comprehensive and Specified Perils).
• 5% Auto Insurance Savings (Nova Scotia & Newfoundland)
A 5% Buy Online Discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Uninsured Motorist.
• 5% Auto Insurance Savings (PEI)
5% Buy Online Discount in the first policy term for completing the auto insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Bodily Injury, Property Damage, Accident Benefits, Uninsured Automobile, Direct Compensation – Property Damage, All Perils, Collision, Comprehensive, Specified Perils and Underinsured Motorist.
• 5% Auto Insurance Savings (Nunavut, Northwest Territories, Yukon)
5% Buy online discount in the first policy term will be available to customers for completing the car insurance purchase online. The Buy Online Discount is applicable to premiums charged for each of the following coverages: Third Party Liability, Accident Benefits, All Perils, Collision, Comprehensive, Specified Perils, and S.E.F. No. 44.
4Nationally, as of April 25, 2025, new customers (with insurance policies underwritten by either Security National Insurance Company, Primmum Insurance Company, TD General Insurance Company and TD Home And Auto Insurance Company) who insured their homeowner policy with us and who met the claims-free savings criteria applicable to their province or region with regard to the number of years spent claims-free, saved an average of 25%, expressed regionally as:
30% in Ontario
15% in Quebec
25% in Alberta, Nunavut, Northwest Territories and Yukon
35% in the Atlantic Provinces
when compared to the premium they would have paid if, within the previous 12 months, they made a claim that would have negatively affected their premium. These claims vary by province. Savings are not guaranteed and vary based on the customer's profile and province/region.
National – Car – Percentage
†Nationally, the 677 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, who reported their annual car insurance premiums paid to their previous insurance provider and who reported their annual car insurance premiums payable to TD Insurance upon switching their car insurance policy, reported an average annual premium savings of approximately 24%. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 2% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
National – Car – Dollar
††Nationally, the 1,133 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, and who reported annual premium savings upon switching their car insurance policy to TD Insurance reported an average annual premium savings of approximately $926.72. The survey sample consisted of new customers who switched their car insurance policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 2% margin of error. These survey results do not include customers in British Columbia, Manitoba or Saskatchewan. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching car insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
National – Home – Percentage
‡ Nationally, the 216 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, who reported their annual residential (home or condominium or tenant) insurance premiums paid to their previous insurance provider and who reported their annual residential insurance premiums payable to TD Insurance upon switching their residential insurance policy, reported an average annual premium savings of approximately 28%. The survey sample consisted of new customers who switched their residential insurance policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 4% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers.. Please visit https://www.tdinsurance.com/save for more details.
National – Home – Dollar
‡‡ Nationally, the 389 new TD Insurance customers who were surveyed between March 5, 2025 to March 17, 2025 and June 18, 2025 to June 30, 2025, and who reported annual premium savings upon switching their residential (home or condominium or tenant) insurance policy to TD Insurance reported an average annual premium savings of approximately $584.15. The survey sample consisted of new customers who switched their residential policies to TD Insurance between June 26, 2024 to June 13, 2025. It was conducted with a 95% confidence interval and produced a 3% margin of error. Savings amounts are not guaranteed; actual annual premium savings obtained nationally from switching residential insurance policies to TD Insurance varies based on each customer's individual insurance profile and province of residence. Certain conditions, limitations and exclusions apply to all offers. Please visit https://www.tdinsurance.com/save for more details.
Mailing address:
TD Insurance (Corporate Secretariat)
50, Place Crémazie
12th Floor
Montreal (Quebec) H2P 1B6